The aim is to increase the value of your investment over the long term. The Fund is actively managed and is known as a “fund of funds” which means that it invests mainly in other investment funds which aim to make a return in all market conditions (absolute returns). The Fund may invest in these funds directly or by using financial contracts (know as derivatives). To a lesser degree, the Fund may invest directly in shares, debt and cash. The Fund aims to make an annual return of 3% more than the rate at which banks in Great Britain lend to each other on an overnight. Recommendation: this Fund may not be appropriate for investors who plan to withdraw their money within 5 years.